Sitemap - 2023 - 5 Points
Mid December: The banks trading under 6x earnings
December: The Banc of California merger
Mid month: It's the forced selling
Mid Month: The Other Side of Schwab
October: The Path Ahead for Credit
5 Points Mid Month: Rebutting Some Doom
Mid-Month: Inefficiencies in Small Banks
August: Avoiding misses, Banks in jail vs those with bail, consumer credit checkup, ECIP value traps
Mid-Month: Private Equity in Banks, a Conversions Primer ahead of Needham, a Bank at 40% of Book
July: The alpha in figuring out 2024
Mid Month: Banks with asset quality issues, consumer credit & student loans
Brief Note: The overlooked tools distressed banks are using to improve income and solvency.
Brief Note: Regional Bank Net Interest Margins: Myths & Realities
Brief Note: The Question of Winners vs Losers amongst FDIC talk.
Mid-Month: Market Structure, Deposit Insurance, WAL, CFST
1Q Themes and Specific Situations
How the best bank managements are getting ahead of issues
5pts: Examining the Changes Ahead
5Pts March: How Not to Lose Money